amaiko vs Microsoft Teams AI: Teams Premium and Copilot Compared (2026)
amaiko runs inside Microsoft Teams for €41.58 per user per month billed annually, hosted in Germany. How it compares with Teams Premium (€8.70), Copilot Business (€18.20) and the AI Microsoft builds into Teams.
Facts last verified: October 3, 2026
Head-to-head
| Feature | amaiko | Microsoft Teams |
|---|---|---|
| Native Teams | Full support | Full support |
| Works while you don't | Full support | Partial / Limited |
| Learns your style | Full support | Partial / Limited |
| Multi-Agent | Full support | Partial / Limited |
| SOTA Models | Full support | Full support |
| Zero Onboarding | Full support | Partial / Limited |
| EU Data NOW | Full support | Partial / Limited |
| All Internal Systems | Full support | Partial / Limited |
| Full M365 | Full support | Full support |
| Starting Price | €41.58/mo | €8.70–26* |
One AI colleague in Teams, for the whole workday
amaiko lives in Microsoft Teams, in the chat your company already has open. There is no separate app tab, no browser extension and no new tool to learn. In that chat amaiko triages the inbox with Active Inbox, prepares a morning briefing, writes documents on command and runs research. One seat covers all of it, and marketplace specialists for your business systems are added per seat.
Microsoft splits its AI in Teams across licences. Teams Premium is built around meetings and calls: intelligent recap, live translation, watermarking and the queues app. According to Microsoft’s admin documentation, intelligent recap needs a Teams Premium or a Copilot licence, and audio recap needs Copilot. The Facilitator agent also needs a Copilot licence before anyone can add it to a meeting. For your company that means deciding, person by person, which licence each one gets and which AI features come with it.
Your company’s knowledge, shared with the team
Every night amaiko consolidates what it learned into lasting company knowledge: projects, customers, decisions and who knows what. Knowledge is personal, team-wide or company-wide, and team knowledge is checked against live Teams membership on every access. When someone leaves, what they knew stays. amaiko teams spend 35% less time searching, and new hires get up to speed 57% faster.
Copilot has a memory of its own. Microsoft’s documentation says saved memories, details inferred from chat history and custom instructions “are stored in the user’s Exchange mailbox in a hidden folder”. Intelligent recap summarizes one meeting at a time. For your team that means what Copilot learns about one person’s work stays with that person.
Your business systems, without a build project
amaiko’s marketplace has specialists for HubSpot, Dynamics 365 Business Central, DATEV, Personio, Jira, Confluence, Trello, Asana, DocuSign and more, next to Outlook, OneDrive, SharePoint, Word, Excel and PowerPoint. You pick a specialist, and amaiko coordinates several of them on one request. Custom connectors are available on request.
Microsoft’s route beyond Microsoft 365 runs through Copilot connectors for external data sources and agents your company builds in Copilot Studio. Its pricing page lists access to agents billed pay-as-you-go. For your company that means someone to build each agent and a usage bill that grows with it.
Hosting: Germany, on amaiko’s own infrastructure
amaiko is hosted in Germany on its own infrastructure, not in the Microsoft cloud. AI processing stays inside the EU, and amaiko is GDPR-compliant.
Microsoft commits to storing and processing EU customers’ data inside its EU Data Boundary, subject to limited circumstances in which data is still transferred outside it, and Germany is one of its local data regions. Copilot’s processing is a separate setting. Microsoft’s flex routing is “on by default for eligible tenants that were created after March 25, 2026”, and with it LLM inferencing “may occur in the United States, Canada, or Australia during times of peak demand”. For tenants created before that date, the default is in the Message Center. In EU tenants created after the same date, Anthropic models are on by default for Copilot in Word, Excel and PowerPoint, and Microsoft says that processing “occurs outside of the Microsoft EU Data Boundary”. Admins can switch off both settings; the limited transfers Microsoft documents for its EU Data Boundary remain either way. For your data protection officer that means two settings to check in your Microsoft tenant.
Price: what the seat includes
amaiko costs €41.58 per user per month billed annually (€499 per user per year), or €49.90 monthly, from five seats. Tokens are unlimited. Meeting notes are the Meeting Notetaker add-on at €19.99, so €61.57 per user per month all-in, billed annually.
Microsoft’s prices on microsoft.com/de-de: Teams Premium costs €8.70 per user per month, and Microsoft 365 Copilot Business €18.20, for up to 300 users, both billed annually. Copilot Business needs an existing Microsoft 365 Business plan. A Copilot licence also covers intelligent recap. Per seat, Microsoft’s AI in Teams costs less than amaiko. The amaiko seat buys an assistant for the whole workday with unlimited tokens, company knowledge your team shares and hosting in Germany. Marketplace specialists for your business systems are added per seat.
Two companies, all prices net and billed annually. The Microsoft 365 plan your company already pays for Teams is left out on both sides.
| amaiko | amaiko with Notetaker | Teams Premium | Copilot Business | |
|---|---|---|---|---|
| 10 people: per month | €415.80 | €615.70 | €87 | €182 |
| year one | €4,990 | €7,388.80 | €1,044 | €2,184 |
| three years | €14,970 | €22,166.40 | €3,132 | €6,552 |
| 25 people: per month | €1,039.50 | €1,539.25 | €217.50 | €455 |
| year one | €12,475 | €18,472 | €2,610 | €5,460 |
| three years | €37,425 | €55,416 | €7,830 | €16,380 |
Microsoft discounts Copilot Business to €15.60 for the first year on subscriptions bought between 1 July and 31 December 2026, which brings year one to €1,872 for 10 people and €4,680 for 25. From year two the list price applies. Agents billed pay-as-you-go come on top. With amaiko the price per seat stays the same however much your team uses it.
Questions to ask Microsoft before you sign
Get the answers in writing. Ours is under each one.
- Which of our people need Teams Premium, which need a Copilot licence, and who decides? amaiko: One plan, €41.58 per user per month billed annually. Meeting notes are the Notetaker add-on, €61.57 all-in.
- What does Copilot Business cost us from year two, once the first-year discount ends? amaiko: Users × €499 with annual billing, every year.
- Is flex routing on in our tenant, and are Anthropic models switched on in Word, Excel and PowerPoint? amaiko: AI processing stays inside the EU, hosted in Germany on amaiko’s own infrastructure.
- Which agents are billed pay-as-you-go, and what will they cost at our volume? amaiko: The plan includes unlimited tokens.
- Who in our company builds and maintains the Copilot Studio agents and connectors for our non-Microsoft systems? amaiko: You pick specialists from the marketplace, from HubSpot to DATEV. Custom connectors are available on request.
- Where does what Copilot learns about one person end up, and can the rest of the team use it? amaiko: Knowledge is personal, team-wide or company-wide, checked against live Teams membership on every access.
See it in your own Teams
Book a demo and ask amaiko the questions your team asks every day, in the Teams you already use. For a deeper look at Microsoft’s assistant, read amaiko vs Microsoft 365 Copilot. If you are comparing more options, our list of AI assistants for Microsoft Teams covers four more.